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Workers Compensation

Workers Compensation

Workers Compensation (also known as Employers Indemnity cover) is an insurance policy that’s compulsory for most employers. It is a form of insurance payment to employees should they require medical assistance or are unable to work as a result of a workplace incident. Should they become sick or injured in the course of their work, it will help them cover any medical expenses, rehabilitation costs and loss of earnings. This helps injured workers recover and get back to work and minimises the human and financial impacts of workplace injuries.


Workers Compensation covers  covers anyone receiving a wage or commission payment, including casual and temporary employees, apprentices, trainees and some contractors. It does not however cover sole traders or a partner in a partnership. If you are an employer, your workers may be covered but you are not and will need other insurances to protect yourself. In this case, you may need to look at Self Insurance cover.



If you have any enquiries regarding Workers Compensation, please contact Business Insurance Specialists Pty Ltd for more information.