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Terms of Use

About this Website

This website is owned and operated by Business Insurance Specialists ABN 68 127 707 975 (“Business Insurance Specialists Pty Ltd”) and includes all web pages under or forming part of the domain name “insurancespecialists.com.au” and any other BIS-branded web pages which include an authorised link to these Terms of Use. By using, contributing to, and/or participating in BIS’s owned and/or managed social media platforms, you agree to accept and acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.





Business Insurance Specialists believes that all the information contained on this website is correct at the time of posting the information. However, no warranty is made as to the accuracy or reliability of the information contained herein. Unless expressly given in writing, Business Insurance Specialists makes no representations, warranties or endorsements in relation to any products, services or information advertised or provided in or through this website.




Business Insurance Specialists does not offer any financial advice or products directly through this website. All information on this website is of a general nature only and you should not rely on anything in this website as a substitute for professional or financial advice that is specific to your needs and circumstances.



Accuracy of Information

While Business Insurance Specialists endeavours to take reasonable care in preparing and maintaining the information on this website we do not warrant the accuracy, reliability, adequacy or completeness of any of the website content. You acknowledge and accept that the website content may include technical inaccuracies and typographical errors. The website content is subject to change at any time without notice and may not necessarily be up to date or accurate at the time you view it.



Limits of Liability

While Business Insurance Specialists uses reasonable effort to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, BIS makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall BIS or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if BIS or a BIS authorised representative has been advised of the possibility of such damages. In no event shall BIS’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. BIS also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website.



Third Party Contents

Business Insurance Specialists expressly disclaims that it operates any website other than this website. This website may contain links to third party websites. BIS and its related entities do not make any representations as to the contents of any third party websites, are not responsible for and will not be liable for the content of any third party websites.


BIS may contain links to other social media sites or websites which are owned or operated by third parties independent of BIS (“Third Party Sites”). BIS is not responsible for the content of such websites. The inclusion of any link to such websites does not imply BIS’s approval or endorsement of such sites or the content thereof. BIS does not sponsor, endorse or approve of the operators of Third Party Sites, or material (including services, information, graphics, or data) which is located on such Third Party Sites (“Third Party Material”). Moreover, the sites pointed at by links have been independently developed and possibly maintained by person(s) over whom BIS has no control. BIS cannot and does not monitor the sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, BIS assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise.



Copyright & Trademarks

This website is owned by Business Insurance Specialists and subject to copyright. This website may also contain third party supplied material that is subject to copyright. BIS takes no responsibility for the use of information provided on this website. Except as otherwise expressly permitted by BIS, no materials from this website or any website owned, operated, licensed or controlled by BIS may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Any company and product names mentioned are trademarks or registered trademarks of their respective companies.  Images displayed on this website are either the property of, or used with the permission by BIS. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted by BIS. Any unauthorised use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.



Interference with website

You must not attempt to change, add to, remove, deface, hack or otherwise interfere with this website or any material or content displayed on the BIS website.