Marine Cargo (Annual and Single Transit)

Marine Cargo insurance is designed to protect businesses transporting goods by sea, air, rail, road, post or courier - domestically, or to and from Australia. Coverage commonly includes: Damage to property caused by fire, theft, sinking, capsizing and grounding or any event that causes non-delivery of cargo. Damage caused in other circumstances may need extra coverage. This policy cover can also be extended to warehouses where cargo is kept in the interim period and loading and unloading of cargo.

Import/ Export
Cover commonly includes:

Choice of annual or single transit policies

Covers loss or damage to goods in transit in Australia or imports/exports to and from Australia

Packaging and container damage cover

Cover for import duty and/or tax caused by an insurable event

Removal of debris

Covers shipment items such as stock, equipment, livestock, refrigerated produce and liquids

Extra cover for damaged good bearing brands & labels

Inland Cargo
Cover commonly includes:

Choice of annual or single transit policies

Choice of accidental damage or specific events cover

Packaging and container damage cover

Strike cover

Extra cover for damaged good bearing brands & labels

Optional extension to cover exhibition & demonstration of goods, traveller’s samples and tools of trade

Commercial Hull

Commercial Hull insurance covers a broad range of damages on a vessel’s hull, machinery, and equipment, which in turn gives the vessel owner a level of confidence and security in operating their yacht/ship on Australian and international waters.

Standard policies include accidental and malicious damage, theft, crew property and personal liability cover, removal of wreckage and return to base cover. Optional benefits include loss of income, passenger property and injury and pollution protection.

Household Removals

Household Removal insurance offers covers your home contents and personal belongings whilst they are being moved to your new property, whether it’s within Australia or to overseas destinations.
Cover commonly includes:

Cover for loss or damage caused by accidents in transit or mishandling by removalists

Packing and unpacking of your possessions

Cover for incidental storage

Optional cover for longer term self-nominated storage (up to a max. of 6 months)

Cover for alternative accommodation expenses

Additional goods stored temporarily between houses/ properties

New-for-old replacement for damaged or lost goods

Worldwide cover available

Business Insurance Specialists Pty Ltd has arrangements in place to provide Household Removal insurance for the clients of removalist companies.

Carriers Goodwill

Carriers Goodwill insurance is designed to protect the transport operator or carrier with the ability to have commercial settlements made to their customers for loss or damage to their goods or livestock from an insured event at the carrier’s request, regardless of their legal liability.

There is no requirement for the carrier to issue consignment notes or operate under other contracts of carriage.

Carriers Liability

Carriers Liability covers your legal liability regarding compensation for loss or damage to goods, merchandise, and/or livestock, as well as agreed amounts of loss or damage for goods, merchandise, and/or livestock. With the transportation of goods key to many businesses within our industry, it is important to know that you are covered for both your vehicle and its cargo.

Cover commonly includes:

Fire, explosion, lightning or flood



Hijacking or armed hold-up

Collision, crashing or forced landing

Overturning or jackknifing or derailment

Additional optional benefits are also available:

Additional Expenses & Collapse of Decks

Rain water damage & Shedding of Load

Theft and non-delivery & Loading/ Unloading

Refrigerated Goods

Mismanagement/ failure of refrigerating machinery